Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our website?

Pay Down Calc tracks browser information in the server logs (User agent headers). Nowhere else.

When do we collect information?

Pay Down Calc only stores form information when the "Share" button is clicked.

How do we use your information?

Pay Down Calc stores information in forms to generate share-able links for you to send.

How do we protect your information?

  • Our website is scanned on a regular basis for security holes
  • Our software is updated regularly.
  • Our entire site is served encrypted.
  • We discard information if it is not needed.
  • Most of all, your information is secure because we never collect it.

Do we use 'cookies'?

Pay Down Calc no longer uses cookies.

Third-party disclosure

Pay Down Calc no longer connects to any third-party sites.

Google and Facebook

Pay Down Calc no longer connects to Google nor Facebook.

COPPA (Children Online Privacy Protection Act)

We do not specifically market to children under the age of 13 years old.